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Annuities pros and cons

Using annuities in your retirement income plan can be a double edged sword. This easy to read e-Book will give you the knowledge you need to avoid getting stuck with the wrong annuity!


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" I provide no nonsense educational content on issues relating to retirement income so that you can make sound financial decisions and generate the maximum income possible in retirement"

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Renan Guillou is one of the foremost thought leaders on the topic of retirement income planning. As an Investment Advisor Representative, he is a fiduciary and works with his clients to develop retirement income plans that combine annuities, tactical money management, and alternative investments strategies to help his clients implement true retirement income plans with the right balance of liquidity, guaranteed income, and growth. Renan is also a licensed National Social Security Advisor and teaches classes on maximizing Social Security benefits. Sign up for an upcoming Maximizing Social Security here.

Annuities pros and cons

Get the answers to the questions you didn't know to ask!

Copyright 2017 by The Retirement Income Guardian

Investment Advisory Services offered through First American National Advisors, a Registered Investment Advisor. Olympic Golden Retirements and The Retirement Income Guardian  are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.

This information is designed to provide general information on the subjects covered. Pursuant to IRS Circular 230, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Golden Retirements and The Retirement Income Guardian do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.

Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Olympic Golden Retirements or The Retirement Income Guardian. Renan Guillou is a licensed Investment Advisor Representative and insurance licensed in NC.